Owning a home is a lifestyle choice. A house is an expense, not an investment. It’s expensive (often a money drain) and time consuming. If you are living there, it is NEVER an investment. The housing market is not guaranteed to keep up with inflation, and you may even have to pay extra money to sell if the market tanks and your mortgage is underwater.
The experiment has been a success. It's time for an update after four and a half years of marriage .
I'm quite fortunate in that my company is on an annual raise and bonus cycle, which kicks in on January 1st. Every year before the wint...