New Year, New Savings Rate

I'm quite fortunate in that my company is on an annual raise and bonus cycle, which kicks in on January 1st.  Every year before the winter holidays, I start preparing for next year's financial plans and goals.  That means evaluating my savings goals, one of which is maxing out my 401(k).

In searching for the new limits, the first thing that pulled up was "Should You Even Try to Max Out Your 401(k) in 2023?"  The bait worked.  I clicked.

Am I Still Relevant?

Frugality is always relevant, of course.

So much of my successful adventures boiled down to timing. What’s still relevant? Am I just an interesting story, a footnote, riding off into the ether?

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