The Hollow Hit of $1M

Today, I joined the two-comma net worth club.  I realize I feel absolutely no different today than I did yesterday, and I don't think I will feel any different tomorrow, either.

Where do we go from here? (Covid 2020)

I would never tell someone to risk health for money in this current climate by Airbnb'ing, and so many of my prior posts just don't feel empathetic to the world's current struggle. Quarantine cleaning has extended to all areas of our lives, another example of Covid leaving nothing untouched. What still has value? I feel like deleting all of it.

Acknowledging Privilege

Content Warnings: This post contains references to racism and death.

White privilege denotes both obvious and less obvious passive advantages that white people may not recognize they have, which distinguishes it from overt bias or prejudice. These include cultural affirmations of one's own worth; presumed greater social status; and freedom to move, buy, work, play, and speak freely. The effects can be seen in professional, educational, and personal contexts.

Refinance Math

I’ve been hawkishly watching the interest rates since I closed on the house four years ago, but the drops weren't enough to warrant the refinance. This week, the math finally made sense---rates dropped, and I executed. Hello, interest savings! It's something to be grateful for in the current crazy.

Right Time, Right Place

I'm about to turn another year wiser, so clearly I am feeling philosophical in my old age.