Meet Your Friend, the Roth IRA

I’ve been investing in my Roth IRA since I was 17.  I had landed my first job as a bagger at a grocery store and held multiple other jobs through college.  Each year, I diligently tucked away money that will be able to grow until age 60, which is over 40 years.  At certain points, my effective tax rate was essentially 0%, which is the ideal time to contribute.  Every penny withdrawn will be tax free, and $5,500 with 40 years to grow will be worth over $100,000* tax-free dollars without adding a penny more!  If you’re still young and paying minimal taxes, open a Roth IRA.

100% Stocks?

That’s right, my accounts are 100% invested in stocks.  Let me tell you why.

How to Become a Millionaire

The house, the cars, the corner desk and executive title, fancy vacations, private schools, private yachts, private jets, the glamour, the luxury, it all can become yours if you want it.  But is all that stuff really what you want out of your life?  Or is the thing you want actually the intangible quality that a millionaire has of simply not worrying about money because they have more than they need?  You don’t have to have a million dollars to be a millionaire.

The Nonfinancial Benefits of Airbnb Traveling

Money (still) isn’t everything.

The Nonfinancial Benefits of Airbnb Hosting

Money isn’t everything.

Thoughtful Gift Giving Throughout the Holidays

Whatever your gift giving budget is, make sure you find the most thoughtful and memorable gifts possible.

The Best Investments to my Airbnb

Some conveniences are worth paying for, but some conveniences end up paying for themselves.

Hacking My Half-Million Dollar House

Living in a house has always been my preferred lifestyle choice, and getting paid to live in my house is even better.  When I moved down from Michigan, I had already been researching my area for 8 months.  The houses were extremely expensive, so I intended to get roommates to help with the cost initially and figured a partner could split the cost with me later.  The roommates turned out to be a disaster, and only brought in $1200/month anyway, so I decided a change was needed.  I tried hosting in my house for AirBnB in June, and found that it was far preferable to roommates, so I invested in the necessities to turn it into a solid business.

Guide to International Travel

International trips can be extremely eye opening.  You are able to immerse yourself in a culture unlike your own.  However, there are a couple things you have to remember before you can jet away to exotic new locales.

Amazon Prime Perks You Might Be Missing Out On

I have a subscription for Amazon Prime, and I find it extremely valuable for more than just free two-day shipping.  I end up saving more than the annual fee just from the extra services, so it’s worth it for me.  You still should always shop around when making purchases, and you can use CamelCamelCamel.com to check the historical price of your Amazon purchases.  If you won’t use any of the other perks, I still recommend just using free standard shipping for Amazon purchases over $25.