Happiness Through Luxurious Frugality and Financial Independence
Our local Buy Nothing Group has sprouted, and I was surprised by the overwhelming scarcity mindset.
A scarcity mindset is when you are so obsessed with a lack of something — usually time or money — that you can’t seem to focus on anything else, no matter how hard you try.
Today, I joined the two-comma net worth club. I realize I feel absolutely no different today than I did yesterday, and I don't think I will feel any different tomorrow, either.
Content Warnings: This post contains references to racism and death.
White privilege denotes both obvious and less obvious passive advantages that white people may not recognize they have, which distinguishes it from overt bias or prejudice. These include cultural affirmations of one's own worth; presumed greater social status; and freedom to move, buy, work, play, and speak freely. The effects can be seen in professional, educational, and personal contexts.
I’ve been hawkishly watching the interest rates since I closed on the house four years ago, but the drops weren't enough to warrant the refinance. This week, the math finally made sense---rates dropped, and I executed. Hello, interest savings! It's something to be grateful for in the current crazy.
I'm about to turn another year wiser, so clearly I am feeling philosophical in my old age.
After a year of marriage, my partner and I have finally figured out what works for us.
I'm leaving my old company behind and starting somewhere new. What about my old retirement accounts?
When it comes to managing your financials, there are exactly five numbers you need to know to be effective.