Covid Travel - The New Normal?

I took my first trip since the start of the pandemic.  Lots of thoughts, foremost being I plan to stay grounded for the foreseeable future and am thankful I can.

Kids Books on Money

 I have two great finds to share, written specifically for kids to help teach basic money principles.

Spice Up Your Life

You know when you're a kid in a candy story, and you want one of everything, but your parents know what's best for you, so then you have to choose because they know you shouldn't eat one of everything?  Then later, when you're an adult, you go back and are allowed to buy one of everything, but you know you really shouldn't because diabetes and cavities?

How the Word is Passed

Clint Smith's empathy in "How the Word is Passed" stunned me.  The books is extremely well organized, thoroughly researched, and well written.  I don't hesitate to recommend it to anyone.

Start a Zero-Figure Blog

Are you even a blogger if you aren't busy telling someone how to start a blog?

Scarcity Mindset

 Our local Buy Nothing Group has sprouted, and I was surprised by the overwhelming scarcity mindset.

A scarcity mindset is when you are so obsessed with a lack of something — usually time or money — that you can’t seem to focus on anything else, no matter how hard you try.

The Hollow Hit of $1M

Today, I joined the two-comma net worth club.  I realize I feel absolutely no different today than I did yesterday, and I don't think I will feel any different tomorrow, either.

Where do we go from here? (Covid 2020)

I would never tell someone to risk health for money in this current climate by Airbnb'ing, and so many of my prior posts just don't feel empathetic to the world's current struggle. Quarantine cleaning has extended to all areas of our lives, another example of Covid leaving nothing untouched. What still has value? I feel like deleting all of it.

Acknowledging Privilege

Content Warnings: This post contains references to racism and death.

White privilege denotes both obvious and less obvious passive advantages that white people may not recognize they have, which distinguishes it from overt bias or prejudice. These include cultural affirmations of one's own worth; presumed greater social status; and freedom to move, buy, work, play, and speak freely. The effects can be seen in professional, educational, and personal contexts.

Refinance Math

I’ve been hawkishly watching the interest rates since I closed on the house four years ago, but the drops weren't enough to warrant the refinance. This week, the math finally made sense---rates dropped, and I executed. Hello, interest savings! It's something to be grateful for in the current crazy.